When we had friends staying with us a few months ago I heard one of them mention that he had never seen so many new cars on the road. I didn't really know what he was talking about until I started paying attention. On my way to work earlier this week I saw 6 new cars with temporary plate tags. Two days later when I was thinking about it again I saw 4 more. Maybe that's normal and I just haven't been paying attention before. Or maybe everyone is trading in their gas guzzlers for more fuel efficient cars.
(here comes my semi-annual rant...)
I don't know if my No Soliciting sign on my front door ever deterred anyone from sticking ads in the doorjamb of my front door, but the occurrences have slowly tapered off. It's probably only tapered off because our neighborhood is now almost a year old so the home security/landscaper marketers have moved on to greener pastures. Good riddance.
But in the mean time I have developed a new annoyance: credit card applications in the mail. I know I've been getting a lot lately but the day I counted 10 (TEN) in one days mail alone, I officially added it to my annoyance list. Chase has been the biggest culprit. We already have a Chase credit card. We use it for all of our purchases, yet we get about 4 applications from Chase per week offering new credit cards. What is their deal? It's not enough that we have 1 account with them already that we use regularly for all our main purchases, they want us to have lots of different accounts with them?
Is our credit that good that every major bank and department store wants to offer us a new credit line; even wants to offer us multiple lines of credit with the same company? I find it disturbing that companies intentionally try to cram so much credit down your throat in the hopes that you might do something financially irresponsible so then it will become too much of a financial burden for you to pay it back, so they will get to charge you all kinds of financial fees and profit from your loss and financial misery.
Every time I get another application in the mail I see it for what it is: candy coated crap, specially delivered from a wolf disguised as a sheep.
Friday, June 20, 2008
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